Insurance

BASRaT Professional Liability Insurance (PLI) block policy.

As a benefit of Graduate Registration with BASRaT, members are covered by the block Professional Liability Insurance policy. This comprehensive policy provides cover for the full scope of practice as a GSR. Allied Health Professional, Associate, International, Non-Practicing Graduate, and Student members are not covered by the block policy.

The policy is brokered by James Hallam insurance brokers.

Professional Liability Insurance

Key benefits

  • £5 million limit of cover in any period of insurance

  • Covers all work within BASRaT’s role delineation

  • Worldwide cover up to 180 days (exclusions apply)

  • Top-up options available

  • Public liability insurance included

  • Cover for your limited company subject to criteria

  • Insurance included for advanced trauma care interventions (e.g. RFU PHICIS Level 3)

  • Additional activities like acupuncture covered at no extra cost (subject to terms)

Criminal Prosecution Defence Insurance (UK members only)

Key benefits

  • Access to 24/7 legal helpline

  • Legal fees up to £100,000

  • Includes cover for allegations of inappropriate or criminal behaviour

For more information and to access the policy documents, please visit the James Hallam website.

Frequently Asked Questions

  • If you have undertaken appropriate additional training and continuing professional development,  the policy covers acupuncture,  pilates,  orthotics,  and dry needling  as standard without any additional charges.  The policy also provides cover for activities that fall within the scope of practice for a sport rehabilitator but that are not always covered in undergraduate training such as shockwave therapy. Please contact the Office for advice if you have specific questions about coverage.

  • The BASRaT block policy will also cover your Ltd company if the following criteria are met:

    • All shareholders of the company are BASRaT Graduate Registrants

    • Everybody working in the business, whatever their employment status, is a BASRaT Graduate Registrant

    • The company turnover is less than £200,000

    If your company does not meet all of the above criteria then you will need to arrange additional insurance coverage for the activities of your Limited company.

  • Yes. Following completion of the relevant module, student members of BASRaT can obtain insurance covering them to undertake sports massage independently. This policy is arranged directly with the broker, James Hallam. Further information can be found here.